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retail trade insurance

The products we can offer to clients in the retail trade are similar to those available to the licensed trade. We deal with businesses such as florists, newsagents, hot food takeaways, hairdressers and specialist retailers.

The services we provide include Buildings Insurance, Contents/Fixtures & Fittings, both with All Risks Cover on a Reinstatement as New basis. We can also arrange Business Interruption Insurance, Loss of Licence cover for licensed grocers, Loss of Business Cash Through Theft, including theft by employees and Goods in Transit cover.

The Deterioration of Stock cover we offer provides replacement of stock lost as a result of breakdown of freezers, refrigerators and cold rooms and the Employers' Liability Insurance provides cover as required under the 1969 Employers' Liability Compulsory Insurance Act.

The Public Liability Insurance Munros can arrange provides insurance cover for the insured's Legal Liability to Third Parties, while our Engineering product provides cover and an inspection service in respect of various types of plant and machinery, including boilers, lifts, electrical plant and computers.